How It Works

For Workers: Access your earnings anytime

Tap Into Your Wages

Instant Deposits

Withdraw up to 50% of your earned wages before payday using our mobile app. It's your money on your terms.

Funds land in any South African bank account within minutes - no delays, no hassle.

For Employers: Empower Your Workforce

Offer A Free Benefit

Boost Productivity

Provide earned wage access as a no - cost perk to attract and retain talent in South Africa

A financially secure team is a happier, more focused team, Reduce stress, improve morale - no payroll changes needed.

Effortless Repayment & Financial Wellness

Effortless Repayment

Stay in Control

Advaces are automatically deducted from your next paycheck. No interest, no loans - just a low, transparent admin fee.

Track your earnings and manage your finances with our user friendly financial wellness tools. Budget better, stress less.

Quick & Easy Set Up For Employers

Make an Impact

Intergrate CZA Pay seamlessly with real-time repayment tracking. No complicated systems, just reults.

Join a movement to break debt cycles and lift quality of life across South Africa.

Easy Onboarding

Why CZApay Works: Fast, Fair, Flexible & Secure

Fair

Flexible

Secure

Fast

Instant access to funds when life throws a curve ball

No interest or hidden fees - just a small upfront admin cost

Use it for bills, emergencies or groceries - your choice.

Encrypted platform keeps your data safe