Unlock your Pay

Earned Pay Access (EPA) lets workers tap into their real-time earnings before payday. CZApay partners with employers to track your accrued pay, giving you flexible, interest-free salary advances through our app. On payday, your remaining salary is paid as usual. It’s a modern alternative to rigid pay cycles, designed to ease mid-month cash flow and reduce reliance on expensive loans.

Say goodbye to financial stress and hello to pay on demand freedom.

What is Earned Pay Access (EPA)?

Make an Impact

Intergrate Czapay seamlessly with real-time repayment tracking. No complicated systems, just results.

Join a movement to break debt cycles and lift quality of life across South Africa.

Easy Onboarding

Quick & Easy Set Up For Employers

Why CZApay Works: Fast, Fair, Flexible & Secure

Fair

Flexible

Secure

Fast

Instant access to funds when life throws a curve ball

No interest or hidden fees - just a small upfront admin cost

Use it for bills, emergencies or groceries - your choice.

Encrypted platform keeps your data safe